ARMOUR REIT Announces July 2025 Dividends: What Investors Need to Know

Vero Beach, USA - As of July 1, 2025, ARMOUR Residential REIT, Inc. is making headlines with the announcement of its cash dividends for common and preferred shares. The company has confirmed that the cash dividend for its Common Stock will be $0.24 per share, with a holder of record date set for July 15, 2025. Shareholders can expect their payments to arrive on July 30, 2025. Notably, those holding Series C Preferred Stock are also in for a treat, as the Q3 2025 monthly cash dividend rate is confirmed at $0.14583. Important dates to note for Series C include payment dates on July 28, August 27, and September 29, 2025, all following the record date of July 15, 2025.

ARMOUR Residential REIT is not just any investment vehicle. The company focuses primarily on residential mortgage-backed securities that are issued or guaranteed by U.S. government-sponsored enterprises, such as Fannie Mae, Freddie Mac, and Ginnie Mae. This strategic investment angle has allowed ARMOUR to maintain its status as a real estate investment trust (REIT) for U.S. Federal income tax purposes. To hold on to this designation, ARMOUR must distribute a substantial portion of its ordinary REIT taxable income. Typically, REITs like ARMOUR do not pay corporate income taxes, making them an attractive option for investors, particularly as they’re obligated to return at least 90% of their taxable income to shareholders [GlobeNewswire] reports that…

Understanding Tax Implications

Investing in REITs like ARMOUR comes with its own set of tax dynamics. As established by Investopedia, REITs allow investors to earn income from real estate without the hassle of property management. However, not all dividends are created equal. They can be classified as ordinary income, capital gains, or a return of capital, each bearing different tax implications.

For ARMOUR’s shareholders, dividends that exceed current tax earnings and profits are generally not taxable. This makes investments in ARMOUR particularly appealing, especially for those seeking regular income through dividends. Moreover, holding REITs in tax-advantaged accounts can further defer or even eliminate taxes on distributions, a strategy worth considering for savvy investors.

How ARMOUR Raises Funds

ARMOUR Residential REIT employs a variety of methods to fund its operations, including equity offerings, unsecured debt securities, and convertible securities. This financial mechanism allows for a leveraged portfolio of mortgage-backed securities and loans, further solidifying its stature in the real estate investment landscape. By expertly navigating the ever-changing economic environment, ARMOUR continues to thrive as a reliable player in the real estate market [DividendMax] highlights that…

In these challenging times, having a reputable REIT like ARMOUR Residential can do a good deal for investors looking for capital appreciation and steady dividends. With their diversified portfolio and robust management under ARMOUR Capital Management LP, they present a compelling opportunity for both novice and seasoned investors. As ARMOUR gears up for its upcoming payment dates, it’s clear they are holding a solid hand in the real estate investment sphere.