Today is the 12th of March, 2026, and if you’re dreaming of retirement in some sunny spots, Florida might just be the perfect place for you. According to a recent survey by The Motley Fool, which polled 2,000 retired Americans, the top considerations for retirees when choosing a place to settle down include quality of life, healthcare access, and housing affordability. With this in mind, Florida emerges as a leading destination for retirement.
The Motley Fool’s 2026 report on the Best Places to Retire highlights three exceptional locations in Florida that cater to a variety of preferences and lifestyles. Let’s dive into these top choices!
Top Retirement Locations in Florida
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1. Fort Lauderdale, Broward County, Florida
- Total retirement score: 64/100
- Known for its stunning waterfront, boating canals, and proximity to the Atlantic Ocean, Fort Lauderdale boasts an average of 246 days of sunshine each year. The absence of a state income tax is a big draw for many. However, potential retirees should be aware of challenges such as high housing and property tax costs, higher crime rates, and the hustle and bustle of tourist crowds.
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2. St. Augustine, St. Johns County, Florida
- Total retirement score: 59/100
- As the oldest city in the U.S., St. Augustine offers a rich historical backdrop along with numerous music venues and creative eateries. While the charm is undeniable, retirees should prepare for hot summers, tourist traffic, and humidity that may affect their hair.
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3. Quincy, Gadsden County, Florida
- Total retirement score: 59/100
- Quincy is a quaint small town with fewer than 8,000 residents and a below-average cost of living. Its historic downtown adds to its appeal. However, the trade-offs include limited dining and shopping options, as well as potential higher cooling costs during the summer months.
For those considering retirement in the South but looking beyond Florida, The Motley Fool’s Best Places to Retire in the South may provide additional options to explore. You can check out more details in the full report here.
As you weigh your retirement options, remember that choosing the right place involves balancing various factors. Florida’s diverse offerings—from bustling Fort Lauderdale to the historic streets of St. Augustine and the peaceful charm of Quincy—provide something for everyone. Whether you prioritize a vibrant lifestyle, historical richness, or a laid-back atmosphere, the Sunshine State has you covered.
So, as you plan this exciting new chapter of your life, consider what matters most to you. The perfect retirement destination is waiting in Florida, just a decision away!